MSE的货币学院MSE’s Academy of Money |
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课程网址: | https://www.open.edu/openlearn/mod/oucontent/view.php?id=100872 |
主讲教师: | 信息不详。欢迎您在右侧留言补充。 |
开课单位: | 英国开放大学 |
开课时间: | 2019-11-06 |
课程语种: | 法语 |
中文简介: | 开放大学与MoneySavingExpert (MSE)合作推出了这门新的免费课程,给你掌握理财的技能和知识。课程由OU编写,MSE提供支持和指导。 该课程包含视频、音频、测试和活动,涵盖了个人理财的所有关键方面,共分为六部分,每部分大约需要两小时完成。 这门课程首先考察了在花钱时如何精明,以及试图影响消费者购买商品的行为和营销压力。 然后研究预算和税收对家庭财务的影响。 借钱几乎是所有家庭都熟悉的事情,但它会导致财务问题。这门课程解释了在必要的情况下如何明智地借钱,无论是贷款买车还是抵押贷款买房。 你想存钱还是投资?这门课程不仅关注简单的储蓄账户,也关注股票、大宗商品或房地产等投资。它解释了在寻求更高回报的过程中所涉及的内容以及你所面临的风险。 课程结束时,将深入了解养老金的复杂性。它将帮助你思考退休时的选择,比如你的国家养老金将达到多少,补充职业或个人养老金,以及如果你的养老金供应低于你的需要,你可以做什么。 当前由能源价格飙升引发的生活成本危机,以及因其他必需品价格上涨而加剧的危机,使得严格控制个人财务变得更加重要。本课程将帮助你做到这一点。 成绩单 报名参加课程将使你有机会获得开放大学的数字徽章——这与OpenLearn的参与声明一起构成了马丁·刘易斯在视频中提到的资格。徽章不是由开放大学认证的,但它们是一个很好的方式来展示你对学科的兴趣和对职业的承诺,并提供持续专业发展的证据。 如果你想讨论这门课程,请查看MSE网站上的课程讨论线程。 一旦你注册了,你就可以在My OpenLearn上在线管理你的数字徽章。此外,您还可以下载并打印您的OpenLearn参与声明,其中还会显示您的开放大学徽章。 本课程由CPD标准办公室认可。它可以用来提供持续专业发展的证据,但不是合格的学习。我们无法为参加开放在线课程的学员提供正式的认证服务,这些课程是由开放大学作为自我指导的CPD免费提供的。 开放大学非常希望您能在开始课程之前,在我们的可选的课程开始调查中,花几分钟时间告诉我们您自己和您对这门课程的期望。一旦您完成了课程,我们也会重视您的反馈和建议,以供将来改进,在我们可选的期末调查中。参与将是完全保密的,我们不会将您的详细信息传递给其他人。 MSE的货币学院 如果您完成本课程,就可以获得这个免费的开放大学数字徽章!徽章可以显示,共享和下载作为您的成就的标志。完成课程并通过测试将获得徽章。 |
课程简介: | The Open University has joined forces with MoneySavingExpert (MSE) to produce this new free course to give you the skills and knowledge to master your finances. The course was written by The OU, with MSE providing support and guidance. Packed with videos, audios, quizzes and activities, the course covers all the key aspects of personal finance in six sessions of study that each take around two hours to complete. The course starts by looking at how to be savvy when spending money and at the behavioural and marketing pressures that try to influence what consumers buy. It then looks at budgeting and the impact of tax on household finances. Borrowing money is something virtually all households are familiar with but it can cause financial problems. The course explains how to borrow money sensibly if necessary, whether it’s a loan to buy a car or a mortgage to buy your home. Do you want to save or invest money? The course looks at simple savings accounts but also investments such as shares, commodities or property. It explains what is involved and the risks you expose yourself to as you look for a higher return on your money. The course finishes by getting to grips with the complexities of pensions. It will help you to think about your options when retiring, such as how much your state pension will amount to, supplementing this with an occupational or personal pension, and what you can do if your pension provision falls short of what you need. The current cost-of-living crisis arising from the surge in energy prices and exacerbated by the rising cost of other essentials has made it even more important to take a tight grip of your personal finances. This course will enable you do that. Transcript Enrolling on the course will give you the opportunity to earn an Open University digital badge – this, together with the OpenLearn statement of participation, constitute the qualification Martin Lewis refers to in the video. Badges are not accredited by The Open University but they're a great way to demonstrate your interest in the subject and commitment to your career, and to provide evidence of continuing professional development. If you’d like to discuss this course, then check out the course discussion thread on the MSE website. Once you are signed in, you can manage your digital badges online from My OpenLearn. In addition, you can download and print your OpenLearn statement of participation – which also displays your Open University badge. This course is endorsed by the CPD Standards Office . It can be used to provide evidence of continuing professional development but is not accredited learning. We are unable to provide formal learner verification services for participation in our open online courses, which are provided freely by The Open University as self-directed CPD. The Open University would really appreciate a few minutes of your time to tell us about yourself and your expectations for the course before you begin, in our optional start-of-course survey . Once you complete the course we would also value your feedback and suggestions for future improvement, in our optional end-of-course survey . Participation will be completely confidential and we will not pass on your details to others. Earn this free Open University digital badge if you complete this course! The badge can be displayed, shared and downloaded as a marker of your achievement. The badge is awarded for completing the course and passing the quizzes. |
关 键 词: | 理财技能; 个人理财; 生活成本 |
课程来源: | 英国开放大学 |
数据采集: | 2022-10-15:chenxin01 |
最后编审: | 2022-10-15:chenxin01 |
阅读次数: | 50 |