第11讲-社会保障Lecture 11 - Social Security |
|
课程网址: | https://videolectures.net/yalemecon251f09_geanakoplos_lec11/ |
主讲教师: | John Geanakoplos |
开课单位: | 耶鲁大学 |
开课时间: | 2012-03-17 |
课程语种: | 英语 |
中文简介: | 本讲座继续上节课结束时开始的社会保障分析。我们描述了富兰克林·罗斯福和弗朗西斯·帕金斯在1938年创建的体系及其目前的财务困境。对许多民主党人来说,社会保障是有史以来最成功的政府计划,而对许多共和党人来说,社保是一个破产的计划,需要私有化。有什么办法调和民主党和共和党的观点吗?这个系统是如何陷入如此大的财务困境的?我们将看到,当用适当的现值法进行检验时,混乱变得非常明显。现值分析揭示了三种最受欢迎的社会保障分析中的缺陷,即经济崩溃是婴儿潮一代的错,私有化将为年轻投资者带来比他们预期的社会保障缴款更好的回报,如果不损害当今退休工人的利益,私有化是不可能的 |
课程简介: | This lecture continues the analysis of Social Security started at the end of the last class. We describe the creation of the system in 1938 by Franklin Roosevelt and Frances Perkins and its current financial troubles. For many Democrats, Social Security is the most successful government program ever devised and for many Republicans Social Security is a bankrupt program that needs to be privatized. Is there any way to reconcile the views of Democrats and Republicans? How did the system get into so much financial trouble? We will see that the mess becomes quite clear when examined with the proper present value approach. Present value analysis reveals the flaws in the three most popular analyses of Social Security, that the financial breakdown is the fault of the baby boomers, that privatization would bring young investors a better return than they anticipate getting from their social security contributions, and that privatization is impossible without compromising today's retired workers. |
关 键 词: | 金融理论; 社会保障; 商业管理 |
课程来源: | 视频讲座网 |
数据采集: | 2023-11-17:liyq |
最后编审: | 2023-11-17:liyq |
阅读次数: | 29 |